Principal Associate, Data Scientist - Card Partnerships

Company: Capital One
Location: New York
Posted on: February 21, 2025

Job Description:

Center 1 (19052), United States of America, McLean, VirginiaPrincipal Associate, Data Scientist - Card PartnershipsData is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.As a Data Scientist at Capital One, you'll be part of a team that's leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.Role DescriptionThe risk R&D team sits in the Card DS Partnerships team is focusing on developing a prototype for next-generation Card risk models, designed to capture emerging risks more quickly and accurately, for all card products. Our efforts will extend beyond innovating model structures; We will also invest in infrastructure tools that systematize the development process of Card models. The team is focusing on creating high-impact models that enhance business performance while also maintaining a healthy work-life balance. We place a high value on the professional development of our associates, encouraging and requiring the adoption of cutting-edge technologies to innovate our model development processes. If you are detail-oriented, passionate about learning and applying new machine learning techniques to drive business improvements, skilled in coding, an effective communicator, and an excellent team player, we invite you to join our team.In this role, you will:

• Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love.
• Leverage a broad stack of technologies - Python, Conda, AWS, H2O, Spark, and more - to reveal the insights hidden within huge volumes of numeric and textual data.
• Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation.
• Flex your interpersonal skills to translate the complexity of your work into tangible business goals.The Ideal Candidate is:
• Customer first. You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day it's about making the right decision for our customers.
• A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You're passionate about talent development for your own team and beyond.
• Technical. You're comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.
• Statistically-minded. You've built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.
• A data guru. "Big data" doesn't faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.Basic Qualifications:
• Currently has, or is in the process of obtaining a Bachelor's Degree plus 5 years of experience in data analytics, or currently has, or is in the process of obtaining a Master's Degree plus 3 years in data analytics, or currently has, or is in the process of obtaining PhD, with an expectation that required degree will be obtained on or before the scheduled start date.
• At least 1 year of experience in open source programming languages for large scale data analysis.
• At least 1 year of experience with machine learning.
• At least 1 year of experience with relational databases.Preferred Qualifications:
• Master's Degree in "STEM" field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in "STEM" field (Science, Technology, Engineering, or Mathematics).
• At least 1 year of experience working with AWS.
• At least 3 years' experience in Python, Scala, or R.
• At least 3 years' experience with machine learning.
• At least 3 years' experience with SQL.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
• McLean, VA: $158,600 - $181,000 for Principal Associate, Data Scientist
• Chicago, IL: $144,200 - $164,600 for Principal Associate, Data Scientist
• New York, NY: $173,000 - $197,400 for Principal Associate, Data ScientistThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
  #J-18808-Ljbffr

Keywords: Capital One, New York , Principal Associate, Data Scientist - Card Partnerships, Other , New York, New York