Loss Sensitive Underwriter (Senior or AVP)

Company: Zurich Insurance Company Ltd.
Location: New York
Posted on: March 26, 2025

Job Description:

Zurich is currently looking for an experienced Loss Sensitive Casualty Underwriter to join our Middle Market Complex Casualty Underwriting team in NYC. We are looking for someone with established broker relationships in the New York Metro area. This is a technical and market facing role working with our complex/loss sensitive casualty products and is a great opportunity to join an expanding team.

While this position will be based out of our NYC office location, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers on a regular schedule.

This role will be filled at either the Senior or AVP underwriting level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.

Our Underwriters are market-facing with objectives focused on profitable growth and superior service to our broker partners and customers and are responsible for:

• Generating, underwriting, and analyzing domestic Complex and Loss Sensitive Casualty business
• Market facing and production activities
• Complying with underwriting rules and guidelines, insurance laws and regulations and rating manual rules
• Developing and maintaining agency and broker relationships
• Working within broad limits and authorities on complex assignments
  Senior Loss Sensitive Underwriter Qualifications:
  • High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Brokerage or Market Facing area
    OR
  • High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area
    AND
  • Knowledge of Microsoft Office
  • Experience working on time restraints for quotes on new and renewal business
  • Experience working in a team environment
    OR
    
    AVP Loss Sensitive Underwriter Qualifications:
    • High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Brokerage or Market Facing area
      OR
    • High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area
      OR
    • Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area
      OR
    • Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area
      AND
    • Experience with Microsoft Office
      Preferred Qualifications (Senior/AVP Level):
      • Bachelor's Degree
      • Knowledge of Domestic Complex Casualty Products
      • Ability to effectively assess risk
      • Strong negotiation skills
      • Strong broker relationships within the region
      • Superior skills in relationship building, active listening, needs analysis, and win-win negotiation.
      • Possess a high level of customer service by meeting or exceeding broker and or customer expectations with respect to required deadlines
      • Excellent oral and written communication skills
      • Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
        Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, Click here . Other rewards may include short term incentive bonuses and merit increases. Candidates with salary expectations outside of the range are encouraged to apply, and will be considered based on experience, skill, and education. The salary provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. The combined salary range for this position is $115,000.00 - $205,000.00. The starting salary range for the Senior Loss Sensitive Underwriter is $115,000.00 - $165,000.00 and for the AVP, Loss Sensitive Underwriter is $150,000.00 - $205,000.00.
        
        As an insurance company, Zurich is subject to 18 U.S. Code 1033.
        
        As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time ( ).
        
        A future with Zurich. What can go right when you apply at Zurich?
        
        Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more.
        
        As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers' expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet
        
        Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
        
        Location(s): AM - New York, AM - Jersey City, AM - Hoboken
        Remote Working: Hybrid
        Schedule: Full Time
        Employment Sponsorship Offered: No
        
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Keywords: Zurich Insurance Company Ltd., New York , Loss Sensitive Underwriter (Senior or AVP), Other , New York, New York